There are many different companies out there trying to sell you various insurance policies. You may get caught up in trying to understand fine details and specific ins and outs of different policies. It may feel like your insurance agent is just trying to get you to pay for the most expensive coverage, whether you need it or not.
That’s not what Real Whole Life is about. We know that your insurance needs are individual and we don’t look for one-size-fits-all policies. We work with you to understand your specific needs and get the right policies in place to support your goals. Whole life insurance, in particular, is confusing, and we want to make sure you understand what you’re choosing so you can get what you need out of your policy.
What We Do
While many insurance companies offer insurance policies that claim to cover all of your life insurance needs, their policies may be either incomplete or far more than you need. Insurance agents may not even be aware of what they’re really selling you.
We want you to know exactly what you’re purchasing. It's our goal to help you feel safe in the knowledge that your family will be taken care of after you pass and that as many funeral and end-of-life costs as possible are covered for your family.
What We Offer
At Real Whole Life, our insurance agents will work to connect you with the most appropriate insurance policies, helping you take care of your family at the end of your life. These include:
- Variable Insurance. People are retiring earlier and living longer, which means that saving enough money for retirement is more difficult than it was in the past. Variable life insurance can help you cover the cost of living throughout your retirement.
- Final Expense Insurance. Many people assume that all of their medical costs will be covered by their insurance, but there are certain costs for which families are sometimes responsible. We’ll help you understand what these costs are so you can determine whether or not you need this coverage. It also covers funeral costs.
- Cremation Expenses: If you choose to be cremated, that cost is often separate from any funeral costs that might be incurred.
How We Advise You
We are more than just insurance agents, which is why we are able to serve our clients with such compassion and understanding. We want you to not just have the insurance you need, but to also know why you have it.
It’s difficult to talk about end of life issues. Planning for a time when you’ll be gone is emotionally complicated. You may want to protect your friends and family. The reality is, it’s also hard to face mortality for many people. We want to make that process as simple and painless as possible. This is why we’re so dedicated to making sure you understand anything you choose to purchase.
When you leave our office with a clear understanding of the insurance you need, it will be easier to explain to your family what you’ve purchased. This helps them to prepare in the event of your passing as they'll know what to expect.
When you’re ready to discuss more about retirement or end-of-life policies that will help you take care of yourself and your family, contact Real Whole Life. Our insurance agents will help you find the right policies and products to help you make these difficult, important decisions. Reach out to us today.